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Latest articles from Verdant Insurance

Ontario homeowner and advisor inspect hail bruising on a roof after a windstorm

Things That Increase Home Insurance Cost and Ways to Save

Learn what things that increase home insurance cost in Ontario, from location and roof condition to claims and weather, plus ways to manage premiums.

· 18 min read
A bakery owner shows an insurance broker the kitchen gas shutoff during an Ontario risk-preparedness walk-through.

Risk Management for Small Businesses in Ontario: Key Steps

Learn risk management for small businesses in Ontario: assess threats, prepare for emergencies, maintain a risk register and choose practical response...

· 16 min read
Ontario homeowner and insurance advisor inspect an electrical panel, GFCI outlet, and smoke alarm

Home Insurance Inspection Checklist Ontario: Spot Key Red Flags

Use a home insurance inspection checklist Ontario homeowners can follow to spot roof, electrical, plumbing and moisture concerns and plan practical ne...

· 16 min read
An Ontario homebuyer and insurance broker confirm home coverage at the house on closing day.

Home insurance requirements for an Ontario mortgage and how to pay

Learn the home insurance requirements for a mortgage in Ontario: lender proof, coverage vs. mortgage loan insurance, and when premiums are due for buy...

· 16 min read
Murky sewage backs up over a basement toilet in an Ontario home and spreads across the tiled floor.

Sewer backup insurance coverage in Ontario: costs and limits

See how sewer backup insurance coverage Ontario works, how it differs from overland water coverage, and what limits, deductibles and cleanup costs to...

· 17 min read
Spring creek runoff enters the side door of a red-brick Ontario bungalow

Overland Water Protection Insurance in Ontario: What It Covers

Overland water protection insurance in Ontario: learn what may be covered, exclusions, how it differs from sewer backup, and what to document for a cl...

· 16 min read
Ontario IT consultant and insurance broker inspect a mispatched server rack after a client outage

Errors and Omissions Insurance for IT Consultants in Ontario

Explore errors and omissions insurance for IT consultants Ontario, including claim types, defence costs, premium factors, policy limits and CGL differ...

· 19 min read
A homeowner discovers murky water backing up through a basement floor drain in an Ontario home.

Basement Flood Insurance in Ontario: Costs and Coverage

Does home insurance cover basement flooding Ontario? Learn how pipe leaks, sewer backup and overland water coverage differ, plus what affects coverage...

· 18 min read
Ontario driver and insurance broker inspect costly radar-sensor damage on a car bumper

Why My Ontario Car Insurance Costs More and What Affects It

Why did my car insurance go up for no reason Ontario? Learn how theft risk, repair costs, claims, policy changes and discounts may affect your renewal...

· 17 min read
A Toronto owner secures a luxury sedan as an insurance broker examines it on a leafy Ontario street.

Luxury car insurance costs in Ontario: premiums and rates

Explore luxury car insurance costs Ontario drivers may face, how location and driving history affect premiums, and ways to compare coverage and manage...

· 16 min read
Home insurance for rental property in Ontario: what it covers

Home insurance for rental property in Ontario: what it covers

Learn what home insurance for rental property Ontario may cover, including landlord contents, liability, lost rent, condo coverage and common exclusio...

· 18 min read
How to insure a used car in Ontario: coverage and costs

How to insure a used car in Ontario: coverage and costs

Learn how to insure a used car in Ontario, including required coverage, optional DCPD, premium factors, deductibles and ways to compare policy choices...

· 16 min read